Homeowners Insurance Quote Forms
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Homeowners Insurance Information
Proudly Serving Rio Grande City, Alice, Mission, & Edinburg, TX
Homes are a respite for many people. Often filled with loved family, friends and cherished belongings, a home is where they can relax. However, could you financially recover and rebuild if something unfortunate were to damage your home and possessions?
What Is Homeowners Insurance?
Homeowners insurance can help you financially mend if something unfortunate happens, like a fire or theft of your home or possessions.
What Does Homeowners Insurance Cover?
Homeowners insurance typically includes four types of coverage.
- Coverage for the home’s structure may help pay to repair or rebuild a home if it’s damaged or destroyed by a covered disaster (e.g., fire, hurricane, hail, lightning or another catastrophe). Usually, it won’t pay for damage caused by a flood, earthquake or routine wear and tear.
- Coverage for personal belongings may help pay for your belongings stolen or destroyed by a covered disaster. You may want to add a personal property endorsement or floater if you have expensive items such as jewelry and furs that may exceed your homeowners policy limit.
- Liability protection might help cover medical bills and lawsuit costs for bodily injury or property damage of others that occurs on your property. It may also pay for damage caused by pets. Your policy’s liability portion might also help pay for your court costs and any court awards—up to your policy’s limit.
- Additional living expenses may help pay for your costs if you need to live elsewhere due to damage to your home from a covered disaster. Hotel bills, restaurant meals, and other living expenses incurred while your home is being rebuilt may also be covered.
How Much Homeowners Insurance Coverage Do I Need?
You usually want to purchase enough insurance to cover rebuilding or repairing your home. We can help you determine the appropriate amount of coverage to give you sufficient protection.
Protect Your Financial Livelihood
Iglesias Insurance can help you get the coverage you need with a homeowners insurance policy or any additional coverage you want for your home and belongings. Contact us to speak with one of our team members.