Commercial Property Insurance

When you think of your business property, you may consider the physical building where your business operates. Whether you lease, rent or own your business space—or work out of your home—the building you operate out of is important. But your company likely relies on some additional physical assets (e.g., computers, technology, documents) that could have negative ramifications for your business if they were damaged or destroyed.  

Commercial property insurance can protect you from costly losses if critical business property is destroyed. At Iglesias Insurance, we understand the importance of protecting your business. Contact us to learn more about our commercial property insurance coverage solutions.   

What Does Commercial Property Insurance Cover? 

A commercial property insurance policy can help pay to repair or replace critical business assets when they are damaged or destroyed by a covered event (e.g., theft, fire). Generally, commercial property insurance will cover your building, its contents and the property outside your building.  

The following are examples of commonly covered items: 

• Inventory
• Important documents
• Supplies and equipment
• Computers and technology
• Tools
• Business-owned buildings
• Exterior signs, fences and landscaping 

When damage occurs, your commercial property insurance policy can help get your business up and running again with minimal out-of-pocket expenses. Call Iglesias Insurance to learn more about our commercial property insurance coverage and to speak to an insurance agent. 

Is Commercial Property Insurance Required? 

Commercial property insurance isn’t required by law. But if you lease or rent the building your business operates from, your landlord may require you purchase commercial property insurance coverage. Even when commercial property insurance is not explicitly required, you may purchase a policy for peace of mind and greater financial protection from unexpected losses.  

Getting Commercial Property Insurance 

As independent insurance agents, we will work tirelessly to find the right coverage for your needs. Contact Iglesias Insurance in McAllen, Texas, to learn more about our coverage solutions and to speak to an agent today.