Commercial Insurance Made Simple
Protect Your Business. Your Employees. Your Future.
You’ve worked hard to build your business. The right commercial insurance can help protect everything you’ve worked for
From property damage and liability claims to commercial vehicles and workplace injuries, businesses face risks every day.
We help business owners understand those risks and find insurance solutions designed around their operations.
Whether you're starting a new business, expanding your company, or looking for better coverage, our team is ready to help.
Every business is different—and your insurance should reflect that.
The coverage needed by a contractor may be very different from the coverage needed by a restaurant, retail store, professional
office, or transportation company.
Commercial Insurance Options May Include:
- General Liability Insurance
- Commercial Property Insurance
- Business Owners Policy (BOP)
- Commercial Auto Insurance
- Workers' Compensation Insurance
Coverage availability, limits, deductibles, and exclusions vary by policy and insurance carrier.
General Liability Insurance
General liability insurance can help protect your business from certain claims involving bodily injury, property damage, and
personal or advertising injury. For example, if a customer is injured at your business or your operations accidentally damage
someone else's property, a covered general liability policy may help with eligible legal expenses, settlements, or damages.
General liability coverage is commonly requested by:
- Property Owners
- General Contractors
- Customers
- Vendors
- Landlords
- Government Entities
Commercial Property Insurance
Commercial property insurance can help protect the physical assets your business depends on following certain covered losses.
Depending on the policy, coverage may be available for:
- Buildings
- Office Furniture
- Inventory
- Tools
- Machinery
- Computers
- Equipment
- Signs
- Supplies
- Other Business Property
Business Owners Policy (BOP)
A Business Owners Policy, commonly called a BOP, combines certain important business coverages into one policy.
A BOP commonly includes commercial property and general liability coverage and may include additional protection
depending on the policy and carrier. For qualifying small and medium-sized businesses, a BOP can provide a convenient
way to obtain multiple types of coverage.
Commercial Auto Insurance
Coverage for Vehicles Used for Business
Personal auto insurance may not provide appropriate coverage for vehicles used primarily for business purposes.
Commercial auto insurance can help protect vehicles used in your company's operations.
Coverage may be available for:
- Company Cars
- Pickup Trucks
- Work Vans
- Service Vehicles
- Certain Commercial Trucks
- Multiple-Vehicle Fleets
Depending on the policy, coverage options may include liability, collision, comprehensive, uninsured/underinsured
motorist coverage, and other protections. If your employees drive company-owned vehicles or your business depends
on vehicles every
day, commercial auto insurance can be an important part of your insurance program.
Workers' Compensation Insurance
Workplace injuries can create significant financial and operational challenges for a business. Workers' compensation insurance can
provide benefits for eligible employees who experience work-related injuries or illnesses, subject to applicable law and policy terms.
Depending on the situation, benefits may include certain:
- Medical Expenses
- Lost Wages
- Rehabilitation Expenses
- Disability Benefits
- Death Benefits
Requirements and available options vary depending on your business, employees, operations, and state regulations.
Why Choose Us for Commercial Insurance?
Multiple Coverage Options
From general liability and property insurance to commercial auto and workers' compensation, we can help you build
a more complete commercial insurance program.
Competitive Insurance Options
We'll help you evaluate available coverage and pricing so you can make an informed decision for your company.
Fast & Responsive Service
Business moves quickly. We understand the importance of timely quotes, policy documents, certificates, and
answers to your insurance questions.
Clear Explanations
Commercial insurance can be complicated. We explain your options in straightforward language so you can
better understand what you're purchasing.